Property / Contents Claims
G.W. BURKE & ASSOCIATES
* Will dramatically increase the amount of money you collect.
* Will immediately list and price every single item in your property.
* Will determine what is restorable and what must be replaced.
The most time - consuming and stressful portion of preparing your own claim involves household contents/personal property. Your personal belongings meant much more to you than dollars and cents. What about the many things that made you happy - favorite books and records, photographs of the children and vacations, manuscripts, computer discs and movies of the children growing up, even grandma's salt and pepper shakers?
What value will the insurance company place on that treasured teddy bear or the purple heart medal earned by your dad?
"They are just things" the insurance company says. But they were your lives and memories, memories and years that cannot be relived.
Our ability to make a detailed list, and our ability to negotiate a smaller depreciation percentage taken on each item, means a substantial increase in what you collect on your contents claim.
At G.W. BURKE & ASSOCIATES our adjusters and inventory specialists will inventory with you every piece of personal property, furniture, clothing, photographs, collectibles, coffee cups, pencils, etc. We will describe in detail every item, and the degree of damage. We will determine whether each item is to be restored or replaced.
Our staff has ability to put together a more complex list of everything lost. Remember, it's up to you to list what you've lost and prove its value to the insurance company. Our experts will help you to remember possessions of value which you probably have forgotten about. You would be surprised at how many things you accumulated over the years which had been put away in closets and the attic.
At G.W. BURKE & ASSOCIATES our experts are much more familiar with the current value of your possessions than you are. The insurance company automatically depreciates furniture and clothes for wear and tear, but such items as collectibles, art, silver and antiques certainly have appreciated in value as a result of inflation.
Even with replacement cost insurance, most people will not replace every item that was destroyed so you may not ever receive full replacement cost for your contents. You will only receive actual cash value which is replacement cost minus depreciation for items you lost in the fire.
And remember: The fire was yesterday and today you have G.W. BURKE & ASSOCIATES on your side.